Buying a house?
For many people, it’s the biggest financial transaction they’ll ever make. That’s why doing it right the first time is so important. Sometimes, buying a house can feel like a dizzying set of rules and regulations. Luckily, armed with the right knowledge and know-how, you can start realizing your homeowner dreams — the fast, easy, effective way.
Find a good real estate broker to represent you in the search and negotiation process. The real estate broker should be: amiable, open, interested, relaxed, confident, and qualified. Our services are always Free for buyers.
How much home can you afford?”
That depends on a number of factors: Your preferred type of home, Your income, Your selected location, Market conditions and Additional costs.
- Your preferred type of home: There are a variety of home styles you will want to explore: Detached, Semi, Duplex, High-rise, Townhouse, New or Resale.
- Your income: it’s not just the mortgage you have to take into account. There are property taxes, utilities, etc.
- Your selected location: Downtown, The suburbs, A rural setting.
- Market conditions: Is it a buyer’s, sellers or balanced market?
Start to think about what you’re really looking for in a home.You probably already have a vague idea, but you should consider all details. There are a couple things in particular that you and your family should give good thought to:
- What will you and your family need in several years? Maybe you’re just a couple right now, but are there are plans for kids in the future? A home that snugly fit two people could be torturous for three or four.
- What tradeoffs are you willing to make? In other words, what are your priorities? Although we like to believe that buying a house can be straightforward, it’s often a complex ordeal in which we’re forced to compromise. Do you care more about a safe neighborhood and good schools over a big backyard? Do you need a big, workable kitchen more than a big luxurious bedroom? What are you willing to sacrifice when it’s crunch time?
- Do you expect your income to increase over the next couple years? If your income has increased by 3% for several years in a row and you hold a secure job in a safe industry, you can probably rest assured that buying an expensive but still reasonable mortgage is possible. Many homebuyers buy relatively expensive and then grow into their mortgage after a year or two.
Let us assist you in finding your dream home, in a neighborhood that is right for you, and in the price range you want.